Mortgage Calculator
Amortization Cycle (Months): 0
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Principal: $0.00
Interest: $0.00
Insurance: $0.00
Taxes: $0.00

Amortization Schedule
EST CLOSING COSTS
Loan Origination:$0
Broker Fee:$0
Title Insurance:$0
Escrow Fees:$0
Pre-paids:$0
Inspection Fee:$0
Appraisal Fee:$0
Total Closing Costs:$0
MAX PURCHASE PRICE
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BUY VS RENT
Total Renting Cost
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Total Buying Cost
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Disclaimer:
This calculator provides an estimate for informational purposes only. Actual rates, terms, and fees may vary based on individual circumstances. Please consult with a professional for personalized advice.

Current Rates
30-Year Fixed

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15-Year Fixed

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5/1 ARM

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FAQs
Getting pre-approved gives you a clear understanding of your budget and shows sellers you're a serious buyer. It's often the first step before shopping for a home.
PMI (Private Mortgage Insurance) is required when your down payment is less than 20%. It protects the lender—not you—in case of default.
While 20% is ideal, many buyers purchase with 5%, 3%, or even 0% down depending on the loan type (FHA, VA, USDA).
Most lenders require a minimum credit score of 620 for conventional loans. FHA loans may accept scores as low as 580 with a 3.5% down payment.
Escrow is an account where your lender holds funds to pay property taxes and homeowner's insurance on your behalf. It helps ensure those critical expenses are always paid on time.
Closing costs typically range from 2% to 5% of the home's purchase price and include fees for the loan, appraisal, inspection, title, and more. Our calculator estimates them for you!
A fixed-rate mortgage has the same interest rate for the life of the loan. An adjustable-rate mortgage (ARM) starts with a lower rate that can change over time based on market conditions.
Most closings take 30 to 45 days from contract to keys, though this can vary based on financing, inspections, and other factors.